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Loan Against Property

Your property can be your biggest asset in fulfilling your financial needs.

Wait no more to fulfill your instant financial needs for business or personal use. Apply for LAP (Loan Against Property) by mortgaging your existing commercial or residential property as collateral. The rates are attractive, your asset is put to good use, and your financial needs are easily met.

Commercial Vehicle Loans

Product Features

Features Which Define Us
Attractive rate of Interest
10 Years long tenure
Choice of Tenure
Available for Non-income proof customers
No hidden charges
Doorstep service at your convenience
Up to 70% eligibility on property market value
Reduced EMI with long-term tenure
Flexible part pre-payment options
Quick & hassle-free loan
Easily available in rural India


For loan application

Applicant should be a resident of India.

Applicant must be 18 years of age.

Applicant’s age should not exceed 65 years of age (SENP) and 58-60 years (Salaried) at the time of loan maturity.

Maximum tenure – 10 years and Minimum loan amount – Rs. 1 Lakh.

List of Documents

For the complete list of acceptable KYC documents, please contact nearest Paisabuddy branch.

Identity & Address Proof

Valid Passport
Voter ID Card
Aadhaar Card
PAN Card
Valid Driving Licence

Income Proof

  1. Latest 3 Salary Slips/ Bank Statements of last 3 months
  2. Salary Certificate (cash salaried cases)
  1. IT Returns and/ or Financial Statements of last 2 years and/ or
  2. Informal Income Documents to prove a steady source of income

Other Documents

Application form with photograph duly signed
Processing fees as applicable
Copy of documents of the property that is to be mortgage
Last 6 months bank statements

EMI Calculator

Let’s get started

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